Moment In Life :: essays papers

Moment In Life I was born on 6 September 1980 in Bangkok, Thailand. The first two people that can describe me the best are my father and my mother. They told me that the first time they saw me they had the happiest time in their lives because I am the first son of them. They said that I was a curious and mischievous boy. When I was six years old, I entered Chulalongkorn University Demonstration school. In this school I was taught to be polite, responsible and loved in learning. I have made many friends in this school and I have had many experiences in this school, too. I was in a student council where I learnt how to work in a group in a democratic way. I was in a volleyball team. I got the certificate of merit from this school from 1992 to 1996. When I was in grade 11, I decided to go to study aboard because I think that now we live in a globalization and we all need to know other people in other countries in different culture so that we can help one another in the future. My mother and my father agree with me so they asked my aunt that which school in the United States is appropriate for me. My aunt told me that Cranbrook school is a good school in Michigan then I applied for Cranbrook. When I was accepted I am so glad because I can be near and take care of my sister who is now studying civil engineering in the University of Michigan attaining her Ph.D. Before I came here, I promise my mother and my father that I will never make them disappointed. Now I am in Cranbrook school, I have made many friends and I gained more experiences. I am the Residential Advisor of the dorm and also one of the leader in World Club. I am so happy to be here. In the future I want to be an engineer like my father and my sister so that I can help my father in his engineering company. I want to be a civil engineer because I like Calculus, Physic, Environmental Science, drawing and when I was young I always saw my father, working on his table, calculating his plan which was my first impression with engineering. Now it is time for me to go for a higher

Home Environment and Academic Performance Essay

Nigerian environment is associated with unclassified problems entangled with impoverish outlook and being devoid of most modern facilities and infrastructure that could sustain an urban area. This is clearly manifested on the standard of living and the contribution of the people towards national development. This circumvented problem in the rural areas has adverse effect on the students’ academic performance. It is imperative therefore to exhume the associated rural problem that affects their academic achievement with the prevailing order in the educational arsenal. Most often than not, there has been persistent cry about the state of intellectual attainment in the school system. This cry does not include only student’s performance in the rural area but in the urban as well. see more:school facilities in the philippines Environment according to Oxford Advanced dictionary is the natural conditions like land, air and water, in which people, animals and plants live and also circumstances affecting their life. Environment can be physical or psychological. Physical environment deals with material aspects such as infrastructure, availability of resource facilities. The psychological environment includes the home, school community and significantly other people in our lives such as parents, peers and siblings. The quality of our home is very significant; some have a history or tradition of formal education and modern influences, while some are not so well equipped. The gadgets, resources and facilities in both types of home will influence the learning processes of children born in these homes. Studies have shown that if a child lives in an impoverished environment for the first four years of life, he is likely to lose as many as, in reading knowledge and skills, general knowledge and skills. â€Å"The env ironment† provides the necessary conditions for both physical and intellectual growth. The African child has often been hand capped by ill-health, lack of motivation, nutritional deficiencies, and unfair  criticism. This hampers his intellectual development considering as such treatment invariably result in negative self-concept. â€Å"Home† is where the child, the parent or guardians live and from where the child set out to and fro to school. Home is first enduring environmental factor in promoting readiness for school work in the child. This is because parents or guardians in the home are children first teacher. From the day a child is born and begins to hear, he or she begins to develop literacy as parents and other caring adults and pre-school teachers speaks, play, sing and read to them. As a child he moves from infant to toddler and then to preschooler, he learns to be able to read, write, listen and speak. Early literacy development is a significant part of preparing children to achieve academically. Basic literacy activities that are associated with children’s engagement with texts and success in reading were identified by literacy researchers (Dickinson and Tabors, 2001; Wasik and Band 2001) includes; oral language development, which includes book reading, phoneme awareness activities (acquired through nursery rhymes jingles poetry, and books that contain words with rhymes). And exposure to alphabet. The in fluence of parents especially, Mothers on children early literacy acquisition and subsequent school achievement is well documented in numerous studies (Trusty, 1998, Yan & Lin 2002; Godden & Ray 2003). Research shows that greater parental involvement in children’s learning positively affects the child’s school performance including higher academic achievements (Mc Neal’1999; Scribner, Lin 2003); and greater social and emotional development. Parents not only provide good learning experiences, and through talking with the child, sharing experiences and teaching but also help to organize a child’s learning experiences. Also, children with richer home literacy environments demonstrate higher levels of reading knowledge and skills than those low academic exposures. Psychologists have also discovered from various studies that heredity goes a long way to determine a child’s intelligence and consequently the level of his academic performance in a given environment. Those children whose parents are noted for higher intelligence quotient are bound to inherent such traits through genetic transfer and such children are sometimes referred to as a chip of the o ld block. In conclusion, parents contribute a lot to the academic achievement of their children in school, it is assumed that students from  homes that do not have interest for education tend to perform poorly in their subjects like chemistry, Biology, English Language, Mathematics, Igbo language, physics. This is because they lack encouragement and incentives from parents which affect them negatively. Therefore, the home is expected to provide a good atmosphere to enhance students learning. Statement Of Problem Most people hold the view that home environment of a child affects his academic performance. Today, most parents are not highly involved in early academic acquisition of their children. In the home mothers are the first teachers, they are care giver and minder of the child during the critical period of their development, though fathers do as well (Brim hail and West, 1997; Gadson and Ray, 2003). The problem arises from the fact that the jobs of so many parents are so demanding and this may explain why they do not have ample time for their children. Some parents are either unable or refuse to provide the basic need of the child due to the socio-economic attainment existing among the various homes in highly civilized areas and this also affect the academic performance in the school. Many conflicting views have been expressed by various authors as the factors that are responsible for this poor standard of academic performance of secondary school students. While some blame this poor perf ormance on the government inadequacy in fulfilling all it’s obligation towards education. Others maintain that teachers are responsible for this state of affairs. The thrust of this project is to critically examine and analyze the effect of home background on the academic performance of students. Though this research carried out elsewhere, little or no effort has been made in the past to carry-out this research in Enugu North Local Government of Enugu State. This work seek to investigate how the role played by the home, directly or indirectly affects the students’ academic performance. To investigate this therefore, the following will be considered; What is the mystery surrounding the disparities in performance of students from different homes, learning under the same school environments? Does the socio-economic status of the home have any considerable influence on student’s academic performance? What effect does the learning environment  has on the educational achievement of students? Purpose Of Study 1. To determine the extent of the effect of socio-economic status of parents on students’ academic performance in some selected secondary schools in Enugu North Local Government Area. 2. The study will look into the academic status of the parent and find out whether it has any considerable influence on the student’s academic performance. 3.It will also consider to what extent the status of parents (at homes) provides visual aids for meaningful education achievement. 4. This will also examine how the school and home community influence the academic performance of the child in the Secondary school. Significance of the study. This study will give the government and parents the opportunity of knowing from the public how to deal with problems arising from home in relation to education. It will help the school and policy makers to find out the effects of home on the academic performance of student in secondary schools. The finding will also be of benefit to both teachers and guidance counselors in their respective planning for instance, establishing a relationship between the academic qualifications of parents, marital set- up of home, parents and children relationship and the academic performance of students. The study will go a long way to letting the authorizes concerned to be aware of the effects of socio-economic background on the student’s academic performance. Scope of study. This research on the influence of the home background on the academic performance of students is carried out in Enugu North Local Government Area of Enugu State.  There are about fourteen (14) secondary school in this local government area. However, as a result of time factor, finance and transport constraints the researcher could not go round the secondary school in the local government area to carry out the findings. Consequently, ten (10) secondary were sampled, where the research beliefs  could get authentic data for the project

Bank Liability for Negligent Advice - 4392 Words

â€Å"If [a banker] undertakes to advise he must exercise reasonable care and skill in giving the advice. He is under no obligation to advise, but if he takes upon himself to do so, he will incur liability if he does so negligently.† House of Lords in Banbury v. Bank of Montreal[1] I. Introduction The issue of legal liability of banks in the provision of negligent advice is one doctrine of law that has evolved through the years. In light of current controversies hounding the UK banking sector, it is not far-fetched nay unthinkable to surmise that such act would again be subjected to closer scrutiny and for the courts to perhaps develop, clarify, and/or expand the doctrine’s reach. At the outset, are banks under a duty to†¦show more content†¦Ã¢â‚¬Å"the giving of financial advice† as one of the off-shoots in the constantly expanding role which banks play in the contemporary times. The concept of negligence is defined as â€Å"the breach of any obligation arising from the express or implied terms of a contract to take reasonable care or exercise reasonable skill in the performance of a contract, or of any common law duty to take reasonable care or exercise reasonable skill (e.g. as an agent).†[16] Considering that a banker-customer relationship is basically contractual, it is evident that where a provision for such liability is incorporated therein (albeit nil), a bank can be held legally accountable should it indeed proffer negligent advice. The contract should then be regarded as a memorial of the terms which were agreed upon by the parties, and cannot be altered under the parole evidence rule.[17] However, the current state of the law is that banks, as a general rule, are under no obligation to provide advice to their customers unless expressly asked to do so.[18] Nonetheless, even where no express request is made, a bank may be found negligent if there is a voluntary assumption of responsibility to give advice and the injured party relied on the same.[19] SuchShow MoreRelatedShould A Business Have Civil Liability For The Criminal Acts Of Its Employee?1741 Words   |  7 PagesShould a Business have civil liability for the criminal acts of its employee? Over the years, civil suits have been brought against firms because of the actions of their employees. Firms are expected to have a duty of care to select, train and supervise their employees since these employees were hired to represent them (â€Å"An Employers liability†, 2014). If a criminal act is committed by an employee, then there has been a breach of the duty of care. Many advocates of these suits have come underRead MoreTort of Negligence1524 Words   |  7 Pagesthe main reason to resulting in infringement. 4. Whether the plaintiff suffered virtual damage as a result of the breach. the bank operators have a duty of care towards the customers if they should have known about the danger around the workplace. in other words, the operators have to consider the likelihood of occurrence before suffered injury. The duty of the bank in this situation was that take such care for safety as was reasonable in the circumstances, and to protect that customers fromRead MoreNegligent Misstatement2214 Words   |  9 PagesCONTENTS Negligent misstatement refers to a representation of fact that been carelessly made, which is relied on the plaintiff to their advantages (O’Riordan, 2007, p.1). In 1964, the tort of negligent misstatement has been established and it has gained more recognition in this decades. It covers opinions and reality statements made by negligence. However, the tort had lead to certain level of floodgate concerns in the early century and today the courts are still less well embrace its liability. In theRead MoreThe Account Of Bhp Billiton And Telstra1705 Words   |  7 Pagescomplainant’s signature and falsified documentation of his employer in order to fraudulently obtain a bank loan. As defined in the Rule 4.2 of the Code of Professional Conduct, a member must act with integrity, honesty and due care, and in a manner that seeks to uphold the reputation of the profession. The obligation also extends to requiring that a member engaging in conduct, or providing advice, a report, communication or other information does so in a way which is not knowingly false, misleadingRead MoreAnalysis Of Bhp Billiton And Telstra1716 Words   |  7 PagesComplainant’s signature and falsified documentation of his employer in order to fraudulently obtain a bank loan. As defined in the Rule 4.2 of the Code of Professional Conduct, a member must act with integrity, honesty and due care, and in a manner that seeks to uphold the reputation of the profession. The obligation also extends to requiring that a member engaging in conduct, or providing advice, a report, communication or other information does so in a way which is not knowingly false, misleadingRead MoreAuditing Chapter 43561 Words   |  15 Pagesauditors to a far greater number of investors than does the Securities Act of 1933. Answer: True Difficulty: Medium 5. The precedent set by the Hochfelder v. Ernst case is generally believed to have increased auditors legal liability. Answer: False Difficulty: Hard 6. The auditors can be held liable for negligence in audits of financial statements, but not in reviews of financial statements. Answer: False Difficulty: Easy 7. The resultsRead MoreEconomic Loss6031 Words   |  25 PagesEconomic loss caused by acquiring a product that turns out to be defective 3. Economic loss is caused by reliance on negligent statements 4. Extended Hedley Byrne principle 1. Economic loss caused by damage to the property of another party (RELATIONAL ECONOMIC LOSS). This is not recoverable in English Law, with one exception (Greystoke Castle). One reason against liability is the prospect of actions by an indeterminate number of claimants (Spartan steel). If physical harm is done to the propertyRead MoreThe Accounting Firm Hatchet And Co1983 Words   |  8 Pagesthe company. Hatchet, being an Accounting firm and thus treated in the low of torts as a professional entity has a duty of care towards the public limited company Giant under the United Kingdom company law, and it could be sued for professional negligent misstatement. Hatched might also be sued by Gloria and Henry which relied on the accounts for their investments. The profit was accounted to be  £10 million while Giant was truly making losses, that drove the investments up and the director of GiantRead MoreAbstract. There Have Been More And More Claims Made By1525 Words   |  7 Pagesof  Wingecarribee Shire Council v Lehman Brothers Australia Ltd (in liq) [2012] FCA 1028 considers the breaches that Grange had breached when selling a complex financial product to sophisticated investors – the Councils. From that, the case implies the liabilities that a financial institution need to take into consideration in the providing product process. This report will identify and explain the major breaches that the Judge found had occurred in the case and indicates the obligations of a seller whenRead MoreJack Ryan Essay845 Words   |  4 Pages 9-26-13 Case 1: Jack Ryan and Palisades Produce The workplace is littered with ethical dilemmas no matter where you work. For Pacific Trust the primary ethical issues that need attention are Jack Ryan’s negligent behavior toward his work with the Palisades Produce contract. His negligence caused him to be faced with lying to his superior or taking responsibility for his mistakes. The necessity for a course of action to help Jack comes partly from the underlying issue of Stephen Wood’s misconduct